Novartis Federal Credit Union
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Convenient Services

Novartis Federal Credit Union

 

VISA Debit Rewards Cards - With PayWave

Members can access their accounts 24 hours a day at any VISA, STAR, or Plus, NYCE ATM network machines. Withdrawals, Balance Inquiries, and Transfers can be performed around the clock world-wide. Deposits are allowed at participating STAR locations in New Jersey, Pennsylvania, Delaware, and Maryland. In addition, thousands of local retailers are now accepting VISA Debit cards for purchases and "extra cash back."

Our VISA Debit Rewards Card now has Travel and Merchandise Rewards given for ALL Signature Transactions. View your Reward Points and Redemption choices at our Rewards Web site CURewards.com.

 

Click here for additional information or call one of our Electronic Service Representatives
at 973-947-1000 Option 4.

 

Protect your on-line purchases by registering your VISA Debit Rewards Card with Verified By VISA

 

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Direct Deposit

Direct Deposit is one of the best ways to save yourself time and money. You can automatically deposit 100% of your paycheck into your Novartis Federal Credit Union account. Members on Direct Deposit receive monthly statements and special offers periodically through the credit union. Sign Up Now and receive a coupon for FREE Checks with your Novartis Federal Credit Union Checking Account.

IMPORTANT NOTICE: All recipients of Government Payments, INCLUDING Social Security, MUST be signed up for a Direct Deposit Program. If you have a family member that needs assistance in this matter, please contact the credit union. We offer a NO FEE program which is easy to maintain. Do not wait until the last minute to make sure their finances are in order.

 

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Free Notary Service

The credit union offers FREE Notary Service to all members at each branch. Please call in advance to ensure that a convenient time is available.

 

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Signature Guarantee Service

Many securities transactions require that your signature be guaranteed as authentic by a financial institution with which you have an account. Novartis FCU offers this service to our members free of charge. The Credit Union will guarantee signatures on any transaction up to $250,000. Please call in advance to ensure that a convenient time is available.

 

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VISA Travel Cards & VISA Gift Cards

VISA Travel Cards - The credit union is proud to offer reloadable VISA Travel Cards. For a low fee you can safely carry all your travel expenses on one prepaid VISA Travel Card. Best of all, it is "Reloadable" so you can use it for multiple vacations.

  • Click here to Order a VISA Prepaid Travel Card Online
  • Click here for the Terms and Conditions concerning your VISA Travel Card.
  • Click here for Frequently Asked Questions about VISA Travel Cards.

 

VISA GIFT CARDS - The credit union now offers VISA Gift Cards! The best thing about our VISA Gift Cards is that you decide the value! No more being forced to buy set amounts! And best of all the credit union's fees are lower than most outlets!

$2.95 For Gift Cards From $25 To $500

These are the perfect gift for that special someone for any occasion. You choose the exact amount! without having to purchase more than one card and pay more than one fee! We can also make your card for odd dollar amounts to match any gift need - Such as $198 or $113 or any amount you require!

PLUS you get a FREE card enclosure with each Gift Card! Stop by any Branch Today!

Stop by any branch today and get one or more today! We have several holiday cards to choose from! For a complete disclosure click here.

To check your balance, report a lost gift card or dispute a charge - call 1-866-902-6082. 

 

 

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Order Checks On Line

The Credit Union now partners with Main Street Checks for you to be able to order your checks on-line directly.

Click HERE for a complete up to date catalog of the all the check offerings.

Click HERE to order on line

 

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Wire Transfers

Outgoing Domestic (United States) - Wire transfers can be handled on a same day basis if you are able to provide the credit union with the proper information by 3:00 p.m. EST. The fee for Domestic Wire Transfers is $20.00. This form may be used to facilitate your wire transfer request. Be prepared to provide the credit union with the following information:

  1. Your Name and Account Number with us;
  2. Amount of Transfer;
  3. Name, Branch Name, Address and Routing Number (ABA Number) of the Bank Receiving the Transfer;
  4. The Full Name of Recipient as it Appears in the Bank's Records; their Address and Phone Number;
  5. The Account Number to be Credited.
  6. A Phone number where you can be contacted at to verify the information.

             Wire Transfer Request Form (Domestic) **

**Please Be Sure You are Using These NEW Updated 2013 Versions

(We strongly suggest you contact the Institution receiving the wire and ask specifically for their "Incoming Wire Instructions." This will ensure a smooth transfer.)

Outgoing Foreign (International) - Effective December 1, 2013, Novartis FCU will only be able to process International Wire Transfers by "in person" requests at our Ridgedale Avenue Branch. The change is procedure is due to new regulations put forth in the Dodd-Frank Remittance Rule which became effective on October 28, 2013.

International wire transfers can be handled on a same day basis if you are able to provide the credit union with the proper information by 2:00 p.m. EST. An international wire transfer request form must be used to facilitate your international wire transfer request. This form needs to be brought to the office when making your request for the wire transfer. Depending on the destination, a Foreign Transfer may take up to an additional 24 hours to arrive. Please keep this in mind when timing your request. The outgoing foreign wire fee starts at $100.00 and is dependent on the destination. In addition to the above information, we need to have the following information to have a Foreign Wire Transfer request:

  1. The Name of the Foreign Bank or United States Correspondent Bank, Address, Branch Name, and the Routing and Transit Number used in foreign transfers.
    Any Other Identifying Numbers Required to Transmit Funds.
  2. (We strongly suggest you contact the Institution receiving the wire and ask specifically for their "Incoming Foreign Wire Instructions." This will ensure a smooth transfer.)

              Wire Transfer Request Form (International) **

**Please Be Sure You are Using These NEW Updated 2013 Versions

 

Incoming Wire Transfers - There are no service fees for Incoming Wire Transfers. To ensure a smooth transfer, please follow the below instructions:

Credit:

Alloya Corporate Federal Credit Union
Albany, NY
ABA#: 221381715

Further Credit To:

Novartis Federal Credit Union
Account #: 221278556

Final Credit To:

Your Name as it appears on the account. Your account number and suffix in which you want the funds deposited

PLEASE NOTE: The Credit Union MUST be informed in advance of ALL incoming wires in order to receive proper credit on a timely basis. If you have any questions, please call our office at 973-947-1000 Option 4.

THESE INSTRUCTIONS ARE NOT FOR RECURRING DIRECT DEPOSITS!

 

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