Novartis Federal Credit Union
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How to Join


Our Credit Union is a non-profit organization which is owned and operated by its members, who elect a Board of Directors annually. As a member of Novartis Federal Credit Union, you have a say in how you receive financial services.

Net Income is distributed to the membership in the form of dividends. Historically, the Credit Union's Dividend Rates are paid well above current market rates for similar products. In addition, our Loan Rates are normally below market rates for similar products.

Membership is the heart of the Credit Union. You are eligible to join if you belong to one of these groups. Apply Here.

All Employees, Retirees and Family Members of:

  • If your paycheck is originated through the North America Human Resources Services (NAHRS) Center Located in East Hanover NJ - You are eligible to Join!
  • If you have a valid current badge issued by Novartis from any work location under the NAHRS payroll system-Contractors Included! - You are eligible to Join!
  • Novartis Pharmaceuticals Corporation (Nationwide)
  • Novartis Consumer Health Division (Nationwide)
  • Sandoz Pharmaceuticals (Nationwide)
  • Novartis Institute for Biomedical Research, Inc. (NIBRI, Cambridge MA)
  • Novartis US Corporate Offices.
  • Novartis Opthalmics (Nationwide)
  • Novartis Agri-Business Division (Nationwide)
  • Novartis Animal Health (NC)
  • Novartis Nutrition Division (MN)
  • Geonomics Institute of the Novartis Research Foundation (CA)
  • Novartis Regulatory Liaison Office
  • Ciba Vision Corporation (GA)
  • Ciba Specialty Chemicals (Nationwide)
  • Huntsman Advanced Materials
  • Chiron
  • Syngenta Crop Protection
  • Ilford Imaging
  • Robertson Microlit Laboratories
  • Exlax (PR)
  • All Field Force Employees of the above companies

Although completely independent of Novartis Corporation, Ciba Specialty Chemicals, Vantico, Geneva Generics and Clariant, the Credit Union has its "common bond" among employees and operates with full approval of both companies.

A minimum deposit of $5.00 and a completed membership application are required to join. Call our offices 973-947-1000 (Main Office in East Hanover) or 845-368-6408 (Suffern), 973-503-8210 (Parsippany) and we will be happy to send out a membership package. Or you can email your request to