Novartis Federal Credit Union
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Loan Information

Novartis Federal Credit Union


Enterprise Car Sale

Enterprise Car Sales
Late Model Used Cars - Haggle Free - Worry Free
Enterprise Car Sales



Vehicle Loans

Up to 100% financing is now available on NEW vehicles.
This includes Tax, Title, and Licensing.

Up to 100% financing of the NADA retail value is also available on USED vehicles.


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VISA Credit Cards

 There are Three VISA programs are available to our members:

  1. Platinum VISA Rewards - which can have limits up to $25,000. It always has a very good rewards program attached to it called CURewards where you get one point for each dollars spent.
  2. Secured VISA - with credit lines available equal to share balance pledged
  3. Student VISA- which is limited to $1,000 with a qualified co-signer. The credit union has a great "Student Saver" package available which offers many more money savings to both the parents and students throughout the college experience.

Our VISA programs offer:

  • No Annual Fee
  • 25 Day Grace Period
  • Rates as low as 9.90% Annual Percentage Rate


Protect your on-line purchases by registering your VISA Debit Rewards Card
with Verified By VISA.



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Share Secured Loans

Take advantage of our Share or Certificate Secured Loans, which can allow you to borrow up to 95% of your Share or Certificate balances. Certificates Secured Loan rates are just 2% above the stated Term Share Certificate Rate.


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Home Loans


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First Mortgages

Looking for a First Mortgage?
Your search stops here!

Please click here to apply for a first mortgage or to check today's current rates.



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Second Mortgages & Home Equity Lines of Credit

Not a First Time Home Buyer?

Novartis Federal Credit Union can help you too!
We offer Second Mortgages and Home Equity Lines of Credit.
Please call our Loan Department in East Hanover at 973-947-1000 option 2.

We will be happy to help you with all of your mortgage needs.


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