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Rates

Effective as of July 19, 2017

 

Share Rates
Account Type
Rate
Yield
Regular Shares*
0.10%
0.10%
Money Market** Tiered Rates
Rate
Yield
$500 - $2,499
0.10%
0.10%
$2,500 - $24,999
0.30%
0.30%
$25,000 and up
0.35%
0.35%
Share Draft/Checking***
0.05%
0.05%
IRA Share Accounts
0.15%
0.15%
Club Accounts
0.10%
0.10%

*Regular Share Accounts with balances under $100 do not recieve dividends.
**Money Market Accounts have a minimum balance requirement of $500 and withdrawals
are limited to 3 per month.
***Share Draft Accounts with average daily balances under $500 are not paid a dividend

 

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Share Certificate Rates*

Term

Rate

Yield

3 Month

0.30%

0.30%
6 Month
0.45%
0.45%
12 Month
0.65%
0.65%
24 Month
0.90%
0.90%
36 Month
1.10%
1.10% 
48 Month
1.34%
1.35%
60 Month
1.49%
1.50%

*Minimum Certificate Balance is $500.00Jumbo Rates and Current Rates are Quoted as the same.
Further explanation can be given by Charles Sette, VP of Finance at X 120.

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IRA Share Certificates

Term

Rate

Yield

18 Month
1.00%
1.00%
36 Month
1.19%
1.19%
60 Month
1.59%
1.60%

*Minimum Certificate Balance is $500.00

 

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Loan Rates

Term

Rate

More Information

New & Used Vehicles
Rates as low as
2.25%
Signature Loans
Rates as low as
8.50%
Home Equity Lines of Credit

1. SPECIAL - As Low As 4.75%
No Floor 1/2% over Prime for Life of Loan or
2. As Low As 1.00%
below Prime Rate with Floor ( Floor Rate is 5.00%)

Current Prime Rate is 4.25%. Rates Adjust on Jan 1st & Jul 1st

Based on Prime Rate as of Dec 1st and Jun 1st.

Floor Rate is 5.00% - Minimum Payment is $100

Fixed Rate Second Mortgages
Rates as low as
4.75%
 
First Mortgages
Please Call 1-877-885-4044 for rates and
application information or

View Rates or Apply Now!

Tuition Assistance Loans
Share Covered as low as
2.60%
Non-Share Covered as low as
8.75%
Platinum VISA Rewards Card
As low as
9.90%
View Your Rewards @
Share Secured Loans
Rates as low as
2.60%
Certificate Secured Loan
2.00% above certificate rate

Loan Rates are quoted for those members electing payroll deduction, automatic transfer, or direct deposit.
Minimum Savings Balance of $100 Required to be eligible for Loans
*above certificate


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