Share Savings Account



Become a Credit Union Member and Save with us.

A share savings account with a minimum balance of only $5.00 is all that’s required for Novartis Federal Credit Union membership. This $5.00 represents your “share” in the ownership of the credit union and allows you to gain access to all of our valuable and helpful products and services. Join by yourself, or add anyone on the account. Once you join, your family members can also join.  Moreover, once you join, you can keep your membership for life.


Benefits of our Share Savings Account:

  • Share savings is a safe and efficient way to accumulate funds.
  • Free ATM Card
  • Free Online and Mobile Banking.
  • Link to your Novartis Federal Credit Union checking account.
  • Free and Easy access to your funds in branch at ATM machines.
    • Click here for our Worldwide Network of ATM Machines.
    • Click here for our Shared Branching Network.
  • Earn Dividends
  • Savings on everyday products and services
  • Notary Service
  • Safe Deposit Boxes
  • Retirement Planning Services
  • Free Checking Account
  • Loans of all Types
  • Visa Credit Card
  • Real-Estate Services
  • Foreign Currency Purchase
  • Your savings are insured to at least $250,000 by the NCUA

If you have questions about credit union membership, or any of the accounts available to you, please give us a call at 973-947-1000 or stop by our branch.  We look forward to hearing from you.

You can come by our branch or in our drive thru with your application, and the proper identification (Drivers License, State ID, Passport, along with your Novartis ID badge) By opening a share (savings) account, you instantly qualify to take advantage of all Credit Union member benefits.

Share Saving Rates

Share Saving Rates

Effective Date 9/1/2022, Rates Subject to Change

Regular Shares*RateAPY**
*Regular Share Accounts with balances under $100 do not receive dividends.

We are convenient. fast. friendly.