Rates

RATES

Effective Date 8/1/2019, Rates Subject to Change

Savings Options: Annual Percentage Yield (Yield)

Regular Shares*RateAPY
0.10%0.10%
*Regular Share Accounts with balances under $100 do not receive dividends.
Money Market** Tiered RatesRateAPY
$500 - $2,4990.75%0.75%
$2,500 - $24,9991.05%1.05%
$25,000 and up1.25%1.25%
*Money Market Accounts have a minimum balance requirement of $500 and withdrawals are limited to 3 per month.
Share Draft/Checking*RateAPY
0.05%0.05%
*Share Draft Accounts with average daily balances under $500 are not paid a dividend
Share Certificate RateAPY
3 Month1.35%1.35%
6 Month1.55%1.55%
12 Month1.75%1.75%
24 Month1.99%1.99%
36 Month2.24%2.24%
48 Month2.49%2.50%
60 Month2.74%2.75%
*Minimum Certificate Balance is $500.00
Club AccountsRateAPY
0.10%0.10%

Loan Options: Annual Percentage Yield (Yield)

New & Used VehiclesAPR
As Low As2.25%
Signature LoansAPR
As Low As8.75%
Home Equity Lines of CreditVARIABLE APR
1. SPECIAL - As Low As  5.50% No Floor 1/2% over Prime for Life of Loan or Prime Rate is 5.25%.
2. As Low As 1.00%  below Prime Rate with Floor
( Floor Rate is 5.00%)
Rate is 5.0%
Fixed Rate Second MortgagesAPR
Rates as low as5.25%
First MortgagesAPR
Please CLICK HERE or call 1-877-885-4044 for today’s mortgage rates and application information.
Platinum VISA Rewards CardAPR
As Low As9.90%
Share Secured LoansAPR
As Low As2.60%
Personal LoanAPR
As Low As8.75%
Certificate Secured LoanAPR
Above Certificate Rate2.00%

 

Loan Rates are quoted for those members electing payroll deduction, automatic transfer, or direct deposit. Minimum Savings Balance of $100 Required to be eligible for Loans *above certificate

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