Rates

RATES

Effective Date 4/1/2021, Rates Subject to Change

Savings Options: Annual Percentage Yield (Yield)

Regular Shares*RateAPY**
0.02%0.02%
*Regular Share Accounts with balances under $100 do not receive dividends.
**APY = ANNUAL PERCENTAGE YIELD
Money Market* Tiered RatesRateAPY**
$500 - $2,499.05%0.05%
$2,500 - $24,999.10%.10%
$25,000 and up.15%.15%
*Money Market Accounts have a minimum balance requirement of $500 and withdrawals are limited to 3 per month.
**APY = ANNUAL PERCENTAGE YIELD
Share Draft/Checking*RateAPY**
0.00%0.00%
*Share Draft Accounts with average daily balances under $500 are not paid a dividend
**APY = ANNUAL PERCENTAGE YIELD
Share Certificate *RateAPY**
3 Month.04%.04%
6 Month.07%.07%
12 Month.15%.15%
24 Month.20%.20%
36 Month.25%.25%
48 Month.30%.30%
60 Month.45%.45%
*Minimum Certificate Balance is $500.00
**APY = ANNUAL PERCENTAGE YIELD
Club AccountsRateAPY*

*APY = ANNUAL PERCENTAGE YIELD
0.10%0.10%

Loan Options: Annual Percentage Yield (Yield)

New & Used VehiclesAPR
As Low As3.25%
Signature LoansAPR
As Low As8.75%
Home Equity Line of CreditVARIABLE APR
As Low As Prime Rate
( Floor Rate is 2.50%)
3.25%
Fixed Rate Second MortgagesAPR
Rates as low as3.25%
First MortgagesAPR
Please CLICK HERE or call 1-877-885-4044 for today’s mortgage rates and application information.
Platinum VISA Rewards CardAPR
As Low As9.90%
Share Secured LoansAPR
As Low As2.60%
Personal LoanAPR
As Low As8.75%
Certificate Secured LoanAPR
Above Certificate Rate2.00%

 

Loan Rates are quoted for those members electing payroll deduction, automatic transfer, or direct deposit. Minimum Savings Balance of $100 Required to be eligible for Loans *above certificate

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