VISA Credit Cards



A credit card with low rates and rewards points, just for you.

Enjoy the purchase power of VISA® with a Novartis Federal Credit Union Visa Credit Card. You’ll get the flexibility and convenience of a VISA® card that’s accepted nearly everywhere around the globe with a low fixed interest rate. You will also earn a little something extra just by using your card – REWARDS.  You get BOTH, low interest and rewards.

You also get use of Access Point, your secure web portal to manage your card.  You can make payments, review statements and charges, make balance transfers, lock and unlock your card, set up travel alerts and more.

The Many Advantages of a Novartis Federal Credit Union Visa Credit Card:

  • Rewards on all purchases
    • You Choose How to Spend Your Points: Merchandise, Travel or Cash Back
  • Digital Wallet, NOW AVAILABLE with our card!
  • No Annual Fees
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty Interest Rate
  • $0 Liability for fraudulent transactions
Card Lock Unlock User GuideTravel Notes User Guide

We offer three VISA® Card options for you:

  • Platinum VISA Rewards with limits up to $25,000
  • Secured VISA – with credit lines available equal to share balance pledged. A great way to build or re-build credit.
  • Student VISA- which is limited to $1,000 with a qualified co-signer.  This is an excellent way to help your young adult build credit.


Effective Date 4/1/2021, Rates Subject to Change

Platinum VISA Rewards CardAPR
As Low As9.90%

APR = Annual Percentage Rate

Apply Now

Have questions about a Novartis Federal Credit Union VISA? We are happy to assist you. Give one of our Loan Officers a call at 973-947-1000, stop by our office any time, or inquire in our drive thru.

Disclosure Credit card Application and Solicitaion Disclosure

*All Loans are subject to Novartis Federal Credit Union lending guidelines and credit worthiness. Membership is required.

We are convenient. fast. friendly.